Roth IRA Conversion: Is It Right For You?
The Roth Individual Retirement Arrangement (IRA) allows non-deductible contributions and tax-free accumulation and withdrawals. Beginning in tax year 2010, you may regardless of your income, convert a (tax-deferred) Traditional IRA to a Roth IRA. However, should you? Roth IRA conversions can be complicated but here are three simple rules of thumb: If you expect to […]
The Gold Rush: Will It Continue?
Over the past decade, the price of gold has increased by nearly 350%. That’s an annualized rate of return exceeding 16% per year. At the same time, the S&P 500 stock index, including dividends, returned about 0%. Most investment portfolios would have benefited from an allocation in gold. Here are four reasons why the price […]