“The 4% spending rule states that retirees with a diversified portfolio split between stocks and bonds can safely withdraw 4% of their initial balance at retirement, adjusting the dollar amount for inflation each year thereafter.”  —Revisiting the 4% Rule – Vanguard Paper

The 4% Rule remains a viable financial planning rule of thumb.  Choosing a sustainable portfolio withdrawal rate is near paramount to the success of a retirement plan.  —Parker Evans, CFA, CFP, CMT